Sunday, May 17, 2020

Live in Japan? This is How to Make a Bank Account in Japan

Japanese bank accounts are an important requirement if you want to live in this country. This account is not only needed to conduct financial transactions such as sending money to parents in the country of origin, but also to receive money in the form of salary or scholarship money. 
In addition, this account can also be used as a means of payment for daily necessities such as electricity, water and gas. In this article we will discuss how to create a bank account in Japan. 
The main requirement for foreigners who want to open a bank account in Japan is a stay. Only foreigners with a stay of more than six months can open a bank account in Japan. Here are some things you need:

1. Self Identity Card
This identity card can be a residence card , a health insurance card, or a passport.

2. Letters describing the current residence address 
You do not need to take care of a special residence certificate because usually the residential address will also be written on the back of the residence card (proof of residence).   

3. Name Stamp ( Enter )
This name stamp is needed to make various kinds of official documents in lieu of signatures. Although lately in some of the banks have been allowed to set up an account with just a signature, we suggest you to bring Inkan when creating an account. 

4. Money Deposit
Some banks require you to deposit the first deposit when opening an account with a different amount of money according to each policy. The amount starts from 100 yen.

5. Telephone Number
A telephone number is a requirement that you must fill in when creating a bank account. If you still don't have a personal telephone number, you can use your office or school phone number.

As additional information, opening an account in Japan does not have to come to the bank. If you understand Japanese, we can register via post or online . The operational hours of most banks in Japan are 9:00 to 15:00.
Cards that are obtained after making are usually in the form of cash cards (cards that can only be used to withdraw and save money). Additional applications for debit and credit cards are required. Prepared cards will be sent to the applicant's address after one week. 

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